FAQs
The SBFE stands for Small Business Financial Exchange which is non- profit data warehouse that receives company financial data from lenders and distributes to Experian Business, Dun & Bradstreet, Equifax Commercial, and Lexis Nexis.
You receive a license to cloud server space and your cloud server lease is reported to the business credit bureaus through Small Business Financial Exchange (SBFE).
Hundreds of lenders are members including the Top 10 business credit card issuers and the top 10 commercial lenders report to SBFE.
You will receive an updated report once the lease has been submitted by SBFE and appears on a Dun & Bradstreet SBFE report.
Your lease is for 6 months to 1 year unless stated otherwise. Leases can always be extended and renewed.
You receive a financial trade line as a lease which is benefits you by showing lenders you can manage credit responsibly.
We report monthly and the tradeline will remain on your report permanently.
Yes, you may be approved for up to three leases at one time.
No, NAV monitoring service does not support SBFE reported data.
Unfortunately, SBFE based business reports that are typically reserved for lenders like us. Experian Business is the only bureau that offers a consumer business credit product with SBFE lender data
While we can still submit data, it is recommended you already have or obtain a DUNS number for proper reporting.
Positive financial business tradelines help build your business reports and scores which may help lenders look at you more favorably.